Transport Operator's Insurance | Truck Insurance

Transport Operator's Truck Insurance 

Insurance for Transport Operator's is essential in protection ones' livelihood and also for gaining important contracts. Most transport companies will require Transport Operator's Insurance for Truck Driver's who are contracting their services out to hold a minimum of the following:

* Comprehensive Truck Insurance

* Public Liability Insurance - Minimum of $10 million or $20 million liability coverage

* Marine Cargo Insurance - Carrier's Goods In Transit Insurance

Also if you have your own premises or storage involved, you should also ensure you have suitable business package insurance coverage in place as well. Additionally, considering coverage for Business Interruption Insurance and/or Downtime Insurance is also a good idea.

If you employ employees, there is also a requirement to have Workers' Compensation Insurance in place as well. If you are an owner operator, you should also consider your own Personal Accident Insurance policy, also known as Personal Accident and Sickness or Personal Accident and Illness Insurance policy to protect your livelihood.

Truck Insurance

Comprehensive Truck Insurance is the cornerstone of your Transport Business' Insurance requirements.
The best truck insurance will depend upon what is most suitable for your business according to a number of underwriting guidelines including relating to the following:

- The type of business activity and goods involved

- Location and radius of transportation

- Business, Insurance and Claims History

In order to find the most suitable Insurance Package for your business' unique situation, contact Diford Truck Insurance Brokers Australia, and allow us to compare the best truck insurance quotes available.

Prime Mover Insurance

Prime Mover Insurance is one type of specialty Heavy Haulage Truck Insurance. Among, the main Truck Insurance companies on the market, some will provide Prime Mover Truck Insurance and others will not. Insurers who allow Insurance coverage for Trucks over 10 Tonnes will usually offer Prime Mover Insurance, as long as they as the goods being transported is acceptable to them.

Prime Mover Insurance Companies

Prominent Truck Insurers who offer Prime Mover Insurance coverage are as follows:

*  NTI Truck Insurance - National Transport Insurance, which is a partnership between Insurance Australia, also known as CGU Insurance, and Vero Insurance

* Global Transport Insurance - GT Truck Insurance

* Zurich Truck Insurance - Zurich Business Insurance, Commercial Motor Vehicle Insurance

* QBE Truck Insurance - QBE Commercial Motor Vehicle Insurance

Diford Truck Insurance Australia offers a service of obtaining and comparing quotes, and providing options and advice through our liaisons with Underwriters within these Truck Insurance companies. Contact us so that we can discuss your situation with these insurers and obtain the best insurance coverage possible.

Rigid Truck Insurance

Rigid Truck Insurance is available from a wide range of Truck Insurers depending upon the size and usage of the truck. Rigid Truck Insurance is assessed based upon the following Rigid Truck classes:

Light Rigid Truck Insurance

Light Commercial Trucks or Light Rigid Trucks under 5 Tonnes Carrying Capacity. Prominent Truck Insurance companies that cover these vehicles include CGU, Allianz, NTI, Global Transport, QBE and Zurich. Another important factor is the exact occupation of the truck owner and exact type of goods being transported. Common types of trucks in this range include Pantecs and other small trucks.

Medium Rigid Truck Insurance

Medium Commercial Trucks or Medium Rigid Trucks between the 5 and 10 Tonnes Carrying Capacity. The same range of Insurers will apply here as with Light Rigid Trucks, again depending upon the exact occupation, usage and goods being transported. Common types of Rigid Trucks include Panetcs, Tautliners, Curtainsiders and Tippers etc.

Heavy Rigid Truck Insurance

Heavy Rigid Trucks are large trucks over 10 Tonnes Carrying Capacity and again include the all Rigid Body types. Insurers such as Allianz and CGU will not insure Heavy Trucks, as their subsidiary companies Global Transport and NTI are specialists in this market. The insurers that provide coverage for Prime Movers will normally also provide for Rigid Trucks over 10 Tonnes.

Contact Diford Insurance Australia and allow us to approach the specialty Truck Insurers who have an appetite for your specific type of Insurance risk. If you are in business for yourself, using a Truck Insurance Broker is the way to go, as many Truck Insurers are not available direct to the public and  deal only with Insurance Brokers, and therefore will not be available to you directly 

Furniture Removals Insurance

If you are in the Furniture Moving Business and engaging in House to House Furniture Removal, there are only a few Insurers available, and these are typically only available through Insurance Brokers. Prominent Furniture Removal Insurance companies include NTI Insurance, Global Transport Insurance and Zurich Insurance. Comprehensive Truck Insurance, Public Liability and Marine Cargo Insurance are available, with Carrier's Goods In Transit Insurance typically available on a Defined Events basis. Our Furniture Removal Insurance Brokers are experienced specialists in this type of Transport Insurance.

Tow Truck Insurance

Tow Truck Insurance is another specialty type of Transport Insurance. Again, there are a limited number of Truck Insurers who cover this type of Transport Insurance risk. NTI Insurance and a few other Insurers can provide coverage for Car Carriers depending upon the exact type of Truck and nature of business activity. On Hook Insurance, Public Liability and Marine Cargo Insurance are also available in conjunction with Comprehensive Tow Truck Insurance. Contact Diford Truck Insurance to discuss the possible coverage options available and obtain Tow Truck Insurance quotes and advice.

Truck Insurance Brokers

Diford Truck Insurance Brokers are specialists in the Transport, Haulage, Logistics and Trucking industries as well as many other trades and occupations. We insure trucks and businesses Australia wide, with locations in all states covering all states, territories and regions of Australia.

- Diford Truck Insurance Brokers Sydney

- Diford Truck Insurance Brokers Melbourne

- Diford Truck Insurance Brokers Brisbane

- Diford Truck Insurance Brokers Adelaide

- Diford Truck Insurance Brokers Perth

Truck Insurance Quotes

For the Best Truck Insurance Quotes possible, Contact Stephen Thomas, Truck Insurance Broker Australia:

Phone: 0487-127-640


Stephen Thomas, Diford Truck Insurance Brokers Australia


  1. Hi I am very happy to look this valuable informative about this services to Cars helps me a lot in car rentals melbourne


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